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info@mid-atlantictitle.com Servicing MD, PA, DC, VA

Pennsylvania Residential Title Services & Settlements

Experienced title company providing residential title services and settlements throughout Pennsylvania.

Our Services

We provide a full range of residential title services throughout Pennsylvania including title searches, real estate settlements, title insurance, property transfers, closings, and more. We work with homebuyers, realtors, lenders, builders, and businesses to ensure each closing process and title search is flawless. All of our real estate title work, settlements, closings, and title searches are completed in a thorough and professional manner, in accordance with Pennsylvania laws. Our attorneys are highly experienced, respected, Pennsylvania licensed, real estate title attorneys. Client satisfaction is very important to us.

What We Do

Purchasing a new home is often the largest investments you will make. You need a title company to properly search and examine the title to your new property, conduct the settlement, and transfer the property to you.

 

Take the time to get to know the reputation of the company and the expertise of the personnel who will actually handle your settlement. Mid‑Atlantic Title, LLC provides this professional service and accurate processing at competitive prices. Please see the brief biographies of our personnel in the About/Team tab. We are confident that there is no better choice than Mid‑Atlantic Title, LLC to handle your settlement.

 

If you desire additional information on Mid‑Atlantic Title, LLC or would like a quote of our fees, please feel free to contact us at any time. 

 

Why Use Us?

Mid‑Atlantic Title remains one of the leading title companies in the area and owes its continued success to providing superior service to our customers at reasonable rates. At Mid-Atlantic Title, we want to make a lasting impression on you and your client. We understand the time and effort you have invested in your relationship with your client and a smooth settlement is not only a good reflection on both of us but encourages repeat business and referrals. We have the experience and personnel to anticipate problems and handle them in advance to ensure a hassle-free, professional closing. We have several attorneys on staff and in the office to provide all of the legal support for our title company. Someone is always available to answer any questions you may have to assist you in any type of transaction. Our legal department is also available to assist you in ancillary matters regarding your real estate transaction, including business entity formation, and other related documents.

 

Providing Residential Settlement and Title Services throughout Pennsylvania

We provide all types settlement and title services Adams County, Berks County, Bucks County, Chester County, Cumberland County, Dauphin County, Delaware County, Franklin County, Lancaster County, Lawrence County, Lebanon County, Lehigh County, Montgomery County, Perry County, Philadelphia County, Schuylkill County, Snyder County, Somerset County, Sullivan County, Susquehanna County, Tioga County, Union County, Venango County, Warren County, Washington County, Wayne County, York County) and the entire state of Pennsylvania.

WHAT IS TITLE INSURANCE?

Title insurance protects homebuyers and mortgage lenders from problems with an ownership title when buying real estate. These may be problems that existed long before the current purchase, such as:

  • ~ outstanding property taxes
  • ~ fraud or forgery of previous paperwork
  • ~ a spouse or unknown heir who claims they own the property

WHY YOU SHOULD PURCHASE TITLE INSURANCE?

Pennsylvania Residential Settlements, Real Estate Closings, Title Services by Mid-Atlantic Title Company

Just as you purchase homeowner’s insurance to protect your home against fire or other catastrophes, you should also purchase an “Owner’s Title Insurance Policy” to protect your investment against defects in the title to your property.

Your lender will require that you purchase a “Lender’s Title Insurance Policy” to protect the lender for the amount of your loan. Your lender knows that, even though title to your property has been searched by a qualified title examiner, hidden defects in the chain of title may still exist. These hidden defects may give someone a claim against your property. Title insurance protects against these claims.

The “‘Lender’s Title Insurance Policy” only provides protection to the lender. To protect your interest in the property, you need to obtain an “Owner’s Title Insurance Policy” for the full value of the property.

The premium for an “Owner’s Title Insurance Policy” is a onetime fee collected at settlement, and your policy is valid for as long as you own your property. If you have a title claim while owning the property, your title insurance will (i) provide you with an attorney to defend your property interest in court, and (ii) settle and pay any claims against your property as a result.

Make sure your title insurance coverage is through a reputable company to be assured your claim will be paid. Mid‑Atlantic Title, LLC is issuing agent for two highly reputable title insurance companies: Chicago Title Insurance Company and Security Title Insurance Company of Baltimore.

WHAT DOES TITLE INSURANCE COST?

title-insurance-how-much-does-it-cost

For most of us, purchasing a home and property represents the largest single investment we will make.

Title insurance protects real estate purchasers, and/or lenders, from losses that arise after the settlement, but results from unknown liens, encumbrances, or other defects upon the title that existed prior to settlement.

Examples of title defects include things like unpaid mortgages, judgments, or tax liens not paid by a previous owner, fraud or forgery of a prior deed or transfer, or a spouse or unknown heir who steps forward to make a claim against the title, unknown easements, confusion arising from the similarity of names, and more.

WHAT DOES TITLE INSURANCE COVER?

Title Insurance covers against a variety of hidden defects, the most common of which are as follows:

~ A forged will or deed that does not transfer title to the buyer

  • ~ Deeds, wills, and trusts that contain incorrect names
  • ~ Unpaid mortgages, judgments or tax liens
  • ~ Unknown Easements
    ~ Undiscovered Encumbrances
  • ~ Unknown Liens
  • ~ Incorrect notary acknowledgments
  • ~ Documents executed under an expired or fabricated power of attorney
  • ~ A signature of a minor or mentally incompetent person
  • ~ Fraudulent misrepresentations
  • ~ Previously undisclosed heirs with claims against the property
  • ~ Invalid divorces
  • ~ False affidavits
  • ~ Sellers who misrepresent their marital status
  • ~ Disputed Ownership and Boundaries
  • ~ Clerical errors in the land records office of the courthouse
  • ~ Public Record Errors
  • ~ Confusion arising from the similarity of names
  • ~ Undiscovered wills

These and other examples of hidden defects can result in a claim being made against your property.  Owner’s Title Insurance protects you against these claims. Title claims can be costly and may prevent you from selling or refinancing your home. Make sure you protect your investment in your property with the purchase of an Owner’s Title Insurance Policy.

Serving Pennsylvania's residential settlement and title services: Residential Title Services Company, Residential Title Attorney, Settlement Attorney, Residential Real Estate Attorney, Pennsylvania, PA, Real Estate Attorney, Settlements, Closings, Mid-Atlantic Title, Title Companies, Title Company, Pennsylvania Settlement, Real Estate Settlements, Pennsylvania Real Estate Settlements, Title Attorney, Title Lawyer, Settlement Attorney, Settlement Lawyer, Title Insurance, Title Searches, Settlements, Settlement Transactions, Property Transfers

If your county, city, or town isn't listed below, please give us a call. We provide real estate settlement and title services throughout the entire state of PA.

Serving PA (Adams County, Berks County, Bucks County, Chester County, Cumberland County, Dauphin County, Delaware County, Franklin County, Lancaster County, Lawrence County, Lebanon County, Lehigh County, Montgomery County, Perry County, Philadelphia County, Schuylkill County, Snyder County, Somerset County, Sullivan County, Susquehanna County, Tioga County, Union County, Venango County, Warren County, Washington County, Wayne County, York County) and the entire state of Pennsylvania including:

 

ADAMS COUNTY

Abbottstown, Arendtsville, Aspers, Bendersville, Bendersville Station, Berwick, Biglerville, Bonneauville, Butler, Carroll Valley, Cashtown, Conewago, Cumberland, East Berlin, Fairfield, Franklin, Freedom, Gettysburg, Germany, Hamilton, Hamiltonban, Hampton, Highland, Huntington, Latimore, Liberty, Littlestown, McKnightstown, McSherrystown, Menallen, Mount Joy, Mount Pleasant, New Oxford, Oxford, Reading, Straban, Tyrone, Union, York Springs

 

CUMBERLAND COUNTY

Boiling Springs, Camp Hill, Carlisle, Cooke Township, Dickinson Township, East Pennsboro Township, Enola, Grantham, Hampden Township, Hopewell Township, Lower Allen, Lower Allen Township, Lower Frankford Township, Lower Mifflin Township, Lemoyne, Mechanicsburg, Middlesex Township, Monroe Township, Mount Holly Springs, New Cumberland, New Kingstown, Newburg, Newville, North Middleton Township, North Newton Township, Penn Township, Plainfield, Schlusser, Shippensburg, Shippensburg Township, Shiremanstown, Silver Spring Township, South Middleton Township, South Newton Township, Southampton Township, Summerdale, Upper Allen Township, Upper Frankford Township, Upper Mifflin Township, West Pennsboro Township, West Fairview, and Wormleysburg.

 

DAUPHIN COUNTY

Bachmanville, Beaufort Farms, Berrysburg, Bressler, Carsonville, Catalina, Colonial Park, Conewago Township, Dauphin, Deodate, Derry Township, Dietrich, East Hanover Township, Ebenezer, Edgemont, Elizabethville, Ellendale Forge, Enders, Enhaut, Enterline, Estherton, Fort Hunter, Grantville, Gratz, Halifax, Halifax Township, Hanoverdale, Harrisburg, Heckton, Hershey, Highspire, Hillside Village, Hockersville, Hoernerstown, Hummelstown, Inglenook, Jackson Township, Jednota, Killinger, Jefferson Township, Lawnton, Linglestown, Londonderry Township, Lower Paxton Township, Lower Swatara Township, Lucknow, Lykens, Lykens Township, Malta, Manada Gap, Manada Hill, Matamoras, Middle Paxton Township, Middletown, Mifflin Township, Millersburg, Montrose Park, Oakleigh, Oakmont, Oberlin, Oberlin Gardens, Paxtang, Paxtang Manor, Palmdale, Paxtonia, Penbrook, Piketown, Pillow, Powells Valley, Progress, Reed Township, Ritzie Village, Rockville, Royalton, Rush Township, Rutherford, Sand Beach, Shellsville, Singersville, Skyline View, South Hanover Township, Steelton, Susquehanna Township, Swatara, Swatara Township, Union Deposit, Upper Paxton Township, Vaughn, Washington Township, Wayne Township, Waynesville, West Hanover Township, Wiconisco Township, Williams Township, Williamstown, Windsor Farms

 

LANCASTER COUNTY

Adamstown, Akron, Bainbridge, Bareville, Bart, Bausman, Bird-in-Hand, Brecknock, Brickerville, Brownstown, Blainsport, Blue Ball, Bowmansville, Buck, Caernarvon, Christiana, Churchtown, Clay, Cocalico, Colerain, Columbia, Conestoga, Conewago, Conoy, Creswell, Denver, Dillerville, Drumore, Earl, East Cocalico, East Donegal, East Drumore, East Earl, East Hempfield, East Lampeter, East Petersburg, Eden, Elizabeth, Elizabethtown, Elm, Ephrata, Falmouth, Farmersville, Fivepointville, Fulton, Gap, Georgetown, Goodville, Gordonville, Hempfield, Hinkletown, Holtwood, Hopeland, Intercourse, Kinzers, Kirkwood, Kissel Hill, Lampeter, Lancaster, Landisville, Leacock, Leaman Place, Leola, Lititz, Little Britain, Lyndon, Manheim, Manor, Martic, Marietta, Martindale, Mastersonville, Maytown, Mechanics Grove, Millersville, Mount Joy, Mountville, New Danville, New Holland, Neffsville, Nickel Mines, Paradise, Penn, Penryn, Pequea, Providence, Quarryville, Rapho, Reamstown, Refton, Reinholds, Rheems, Ronks, Rothsville, Sadsbury, Safe Harbor, Salisbury, Salunga, Schoeneck, Silver Spring, Smoketown, Strasburg, Stevens, Talmage, Terre Hill, Upper Leacock, Wakefield, Warwick, Washington Boro, West Cocalico, West Donegal, West Earl, West Hempfield, West Lampeter, White Horse, Willow Street

 

LEBANON COUNTY

Annville, Avon, Bethel, Campbelltown, Cleona, Cold Spring, Cornwall, East Hanover, Fort Indiantown Gap, Fredericksburg, Heidelberg, Jackson, Jonestown, Lebanon South, Millcreek, Mount Gretna, Mount Gretna Heights, Myerstown, Newmanstown, North Annville, North Cornwall, North Lebanon, North Londonderry, Palmyra, Pleasant Hill, Quentin, Richland, Sand Hill, Schaefferstown, South Annville, South Lebanon, South Londonderry, Swatara, Timber Hills, Union, West Cornwall, West Lebanon

 

PERRY COUNTY

Blain, Bloomfield, Buffalo, Carroll, Centre, Duncannon, Greenwood, Howe, Jackson, Juniata, Landisburg, Liverpool, Marysville, Miller, Millerstown, New Buffalo, Newport, Northeast Madison, Oliver, Penn, Rye, Saville, Southwest Madison, Spring, Toboyne, Tuscarora, Tyrone, Watts, Wheatfield

 

YORK COUNTY

Carroll, Chanceford, Codorus, Conewago, Cross Roads, Dallastown, Delta, Dillsburg, Dover, East Hopewell, East Manchester, East Prospect, Fairview, Fawn, Fawn Grove, Felton, Franklin, Franklintown, Glen Rock, Goldsboro, Hallam, Hanover, Heidelberg, Hellam, Hopewell, Jackson, Jacobus, Jefferson, Lewisberry, Loganville, Lower Chanceford, Lower Windsor, Manchester, Manheim, Monaghan, Mount Wolf, New Freedom, New Salem, Newberry, North Codorus, North Hopewell, North York, Paradise, Peach Bottom, Penn, Railroad, Red Lion, Seven Valleys, Shrewsbury, Spring Garden, Spring Grove, Springettsbury, Springfield, Stewartstown, Warrington, Washington, Wellsville, West Manchester, West Manheim, West York, Windsor, Winterstown, Wrightsville, Yoe, York, York Haven, Yorkana.